Mortgage Refinancing

Struggling to make your mortgage payments?

If your monthly mortgage payment is so large that it feels like you're carrying the weight of your house on your back, YOU ARE NOT ALONE. Many Floridians are currently feeling the same pressure that you're feeling for a number of reasons:

Rising Monthly Payments

  • Interest rate on ARM (adjustable rate mortgage) continues to rise
  • Homeowner's insurance premiums that are included in payments (escrowed) are rising
  • Property taxes that are included in payments (escrowed) are rising

Life Changes

  • Decrease in wages
  • Loss of job
  • New child or elderly adult added to household
  • Death of primary wage-earner

Trust us, there are so many others in Florida, particularly in the Fort Myers/Cape Coral metro area, that have the same issues.

Then again, perhaps you aren't struggling to make your mortgage payments and you simply want to...

Refinance to get a Lower Interest Rate or Term

If you have an ARM (adjustable rate mortgage) whose interest rate has been fixed for a short period of time (i.e. 2, 3, 5, or 10 years) and is about to adjust, don't risk an increase in your monthly payment when you can refinance into a fixed rate mortgage at a potentially lower interest rate.

Refinancing to take advantage of a lower interest rate and/or term (also known as a Rate/Term Refi) is a great way to pay off your loan sooner, provided that the closing costs don't outweigh the savings over time.

The Winged Foot Title Difference

We can help you refinance your mortgage and you can be confident that you're dealing with experts in the title insurance industry. After all, it's no secret that our niche in Florida has been providing short sale title solutions to struggling home-owners who had to make a tough decision between a foreclosure or a short sale. 

Short sale orchestration is HARD WORK, often involving countless days of research, coordinating with lenders and sellers, and mountains of paperwork to ensure that the sale proceeds as planned. But all of this hard work has made us experts in our field. :) So when we get an opportunity to work on a refinance, we are thrilled because they are typically much easier and require much less paperwork. 

You can trust us to assist your lender (or mortgage banker) in making a relatively stress free refinance experience. We make it easy on your lender by offering an online title request form and weekly updates on the status of your title search.

Why does a title company need to be involved in a refinance?

This is a great question that we are asked frequently and you can learn all about it here.

Shouldn't I get a discount on my title policy?

You absolutely should and YOU CAN! Learn how you can get a discount off your title insurance in Florida.

Ready to get started?

Call 239.985.4142 or contact us for a FREE Title Insurance Request today!

Serving Fort Myers, Cape Coral and Naples, Florida.

Winged Foot Tite, LLC is not associated with the government, and our [short sale orchestration] service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.